City Receives Improved ISO Rating Effective Nov 1st, Check Your Insurance Rates!

The City of Fenton Fire Department prides itself on its Insurance Service Organization (ISO) and Public Protection Classification™(PPC) ratings. Previously, the city held a PPC rating of a 4 based on a 1-10 scale with 1 being the highest or best score. The City recently received an improved rating of 3 after a review from ISO. This rating puts Fenton into a small group of elite departments in Michigan, as only 55 fire departments in the state have a rating of 3 or better. 

The city received an improved rating in 2004 when we went from a PPC rating of a 5 to a 4.  The improved rating was due mostly to the construction of the new fire station and the addition of our ladder truck.  This time the improvement from a 4 to a 3 is mostly due to the many improvements the city has made to the infrastructure of the water system.  The construction of the new water plant, replacing many of the smaller and older water mains with new and larger sized mains , and the addition of numerous fire hydrants resulted in an improved rating of our water delivery system.  These water system improvements resulted in our overall improved PPC rating.  The water system investments made by the city are not only important for quality drinking water but are also important for the protection from fire in our community. 

How the PPC™ Program Works

The PPC™ program provides important, up-to-date information about municipal fire-protection services throughout the country. ISO’s expert staff collects information about the quality of public fire protection in more than 44,000 fire districts across the United States. In each of those fire districts, ISO analyzes the relevant data and assigns a Public Protection Classification — a number from 1 to 10. Class 1 generally represents superior property fire protection and Class 10 indicates that the area's fire-suppression program does not meet ISO’s minimum criteria. Virtually all U.S. insurers of homes and business properties use ISO’s Public Protection Classifications in calculating premiums.

Insurance Rates

All residents are encouraged to contact their homeowners insurance company to ensure they are using the newly improved PPC rating. The insurance rates may or may not be improved depending on the company you use. The best advice is to shop around and see what works best for your needs.


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